Bandh payboo card review - Lenses. B&H Expert Video: Watch & Learn In Less Than 3 Mins. Intro to Lenses Portrait, Landscape, Macro & Tilt-Shift Lenses. Live Video Chat For More Info. Request Callback. Email. 800.606.6969. SLR Lenses. Mirrorless Lenses.

 
B&H Photo Payboo card impossible to get. 7 months ago. Hi. I used B&H Photo payboo card a lot when they were with Synchrony Bank. I have had to reapply for Comenity Payboo card and keep getting rejected even though I have exceptional credit and make a decent wage. After months of applying (8-14 days to get a reply by mail) Comenity recentely .... Pearlie mae

Lenses. B&H Expert Video: Watch & Learn In Less Than 3 Mins. Intro to Lenses Portrait, Landscape, Macro & Tilt-Shift Lenses. Live Video Chat For More Info. Request Callback. Email. 800.606.6969. SLR Lenses. Mirrorless Lenses. Flooring, furniture, appliances, electronics and more, you can put it all on your Synchrony HOME Credit Card, a single card dedicated exclusively to your home-related purchases. Accepted at over a million locations nationwide, the Synchrony HOME Credit Card program brings together home-related retailers and offers promotional financing for more ...B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ...If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.May 7, 2019 · B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment. B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit.When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.)Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ...Introducing the new B&H Payboo Card! Learn more: bhpho.to/payboo ASUS GeForce RTX 4070 Dual OC White Edition Graphics Card. B&H # ASDR4070O12W MFR # DUAL-RTX4070-O12G-WHITE. Key Features. Boostable to 2550 MHz. 5888 CUDA Cores. Ada Lovelace Architecture. 12GB of GDDR6X VRAM. Available in other Styles, Configurations & Kits. $61999. B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023Nov 12, 2021 · The card offers a 5% discount on all purchases or special financing on purchases meeting certain requirements. Like the B&H Payboo card, the Edge card is not a standard credit card and cannot be ... The Good. The Bad. Financing options available. No annual fee. Instant credit decision, so you can use the card right away if you're approved. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR of 29.99%. No annual fee. B&H Store Credit Card reports to multiple credit bureaus.1. John Miller, Credit Cards Moderator. @john_miller. You can get a PIN for your Sony® Credit Card by calling customer service at (866) 281-2504. After you make the request, the issuer will mail you the PIN at the address on file in 7-10 business days.Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service. As of August 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial.May 7, 2019 · B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment. p.1 #8 · p.1 #8 · Question for those that have bought the A1 with the payboo credit card at BandH. It was easy to increase credit limit. I got $6000 initially, I just logged into the credit card web site and there is a link to increase credit limit, I used that and instantly increased my limit to $8000.May 7, 2019 · Shortly after 6 p.m. Pacific, B&H launched the Payboo Credit Card page, with a message reading "you pay the tax, we pay you back."Shoppers in eligible states will receive a reward equivalent to ... Jun 5, 2019 · In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ... B&H's holiday Payboo promotion offers readers 10% back on numerous Apple products, including the standard 14-inch MacBook Pro. With the Payboo 10% back bonus, you can pick up the M1 Pro 14-inch ...1. John Miller, Credit Cards Moderator. @john_miller. You can get a PIN for your Sony® Credit Card by calling customer service at (866) 281-2504. After you make the request, the issuer will mail you the PIN at the address on file in 7-10 business days. p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...B&H Expert Video: Watch & Learn In Less Than 3 Mins. The world of Telescopes Explained, Refractor, Reflector & Cassegrain. Live Chat For More Info. Request Callback. Email. 800.606.6969. Telescope Cases. Other Telescope Accessories. Astronomy Books & Tutorials. Alternatively, when an order qualifies for “Special Financing” offers (for example: “No interest if paid in full in 12 months”), customers can select a promotional credit plan instead of “Payboo Savings.” The new Payboo® Card, issued by Comenity Capital Bank, continues to be exclusively for use at B&H and replaces B&H’s prior ...Sound production professionals need viable equipment to store audio. You can shop for both analog and digital pro audio recording equipment. Modern digital recorders are small, compact, and lightweight for convenient everyday use, and they can record up to 64 tracks simultaneously. When shopping for microphones, ensure you go for one that's ... Dec 12, 2022 · B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ... All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. Scroll down. it is not worth it, it is a scam. They charge so much in interest that it's almost impossible to pay off the balance, unless you pay the whole thing off. The late payment fees are so enormous, I paid off my whole balance and now they want $150 more for being late. These fees are out of control! Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Feb 3, 2020 · Dec 5, 2021 at 15:00. The Great Joy 60mm T2.9 offers full-frame users an affordable option for 1.33x anamorphic shooting, while the 1.35x adapter can squeeze that to 1.8x, or turn your regular spherical lenses anamorphic for an even more budget-friendly solution. B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023 Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM. Mar 8, 2022 · p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ... As of August 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. B&H and the PayBoo credit card bank give you an instant credit equal to the amount of the sales/use tax.The key benefit of the Payboo Card is that the tax-equivalent credit is issued instantly. There's no need to wait for a gift card or even make an additional purchase. The refund is issued on all ...May 16, 2019 · B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. B&H and the PayBoo credit card bank give you an instant credit equal to the amount of the sales/use tax.B&H payboo Credit Card Review This is a store card issued by Synchrony Bank. If you're wondering whether B&H payboo Credit Card is the right card for you, read on. Key Takeaways. High APRs. This is not a great card for people who carry a balance.When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.)I have preorders in at a few places, but am considering trying with BandH as well. I'd like to use the payboo credit card for that. I have high enough credit to get it, but I have no idea what the starting credit line will be. The A1 is a 6500 dollar camera. What happens if say, they approve me for 5000. Here are the details of this new B&H Payboo credit card: It is a credit card with a revolving limit. It is only for use at B&H online, in-store, or over the phone. The amount paid in sales tax is immediately applied as a reward. This reward only applies for orders that are taxed ( if you are in a state that currently does not charge sales tax ...Mar 13, 2022 · Their web site is also extremely fast and offers a great buying experience. For an unknown reason, B&H switched to a new banking partner for their Payboo card: Comenity Capital Bank. Instead of ... Make B&H Photo’s Used Department your first stop. From gently used cameras to pre-owned pro gear, we maintain a wide selection of secondhand electronics that can save you loads of cash, whether you want to save on sound systems, smartphones, TVs or video equipment. We know your stuff—and we understand the importance of owning gear you can ...Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Payboo is a revolving credit card provided by Synchrony Bank for B&H purchases made over the phone, in-store or online. As soon as you complete a transaction with Payboo, the sales tax you paid to your state initially will be refunded to you. You will be compliant with the law, while B&H will comply as well. According to The Digital Story, the ...Feb 3, 2020 · Dec 5, 2021 at 15:00. The Great Joy 60mm T2.9 offers full-frame users an affordable option for 1.33x anamorphic shooting, while the 1.35x adapter can squeeze that to 1.8x, or turn your regular spherical lenses anamorphic for an even more budget-friendly solution. B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ...Jan 18, 2022 · Pro tip: If you have an existing Comenity account, log into Comenity first, and leave the tab open. Open another tab and go to the PayBoo Comenity site. When you hit apply, log into your B&H account on the PayBoo site, and you may get a pre-approved pop up window offer (SP) to apply. 01-18-2022 08:45 AM. Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ...B&H Payboo Credit Card. A fresh perspective at your fingertips. More Details. Apply Benefits Exclusive Cardholder Perks . When You Use Your B&H Payboo Credit Card .07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader. Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account. I have preorders in at a few places, but am considering trying with BandH as well. I'd like to use the payboo credit card for that. I have high enough credit to get it, but I have no idea what the starting credit line will be. The A1 is a 6500 dollar camera. What happens if say, they approve me for 5000. Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%.Introducing the new B&H Payboo Card! Learn more: bhpho.to/paybooI had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AMYou make a purchase and use the card to pay. We immediately charge the order total including state sales tax, then send the tax amount to your state, then issue a refund to you for that amount. In the end you've paid for the item (s) and any s&h fee but the tax is back in your pocket. B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment.Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service. B&H # ASFA507XVBS9 MFR # FA507XV-BS93. 6 Reviews. Key Features. 4.0 GHz AMD Ryzen 9 7940HS 8-Core CPU. 16GB DDR5 | 512GB M.2 NVMe PCIe SSD. 15.6" FHD 1920 x 1080 144 Hz IPS Display. NVIDIA GeForce RTX 4060 GPU (8GB GDDR6) Show More. $1,14900.Customers can also check out the savings offered with B&H's own Payboo Card, which instantly refunds the equivalent amount of sales tax on orders shipped to qualifying states.Alternatively ...I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.The Good. The Bad. Financing options available. No annual fee. Instant credit decision, so you can use the card right away if you're approved. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR of 29.99%. No annual fee. B&H Store Credit Card reports to multiple credit bureaus. As of August 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. Card transactions are processed through Synchrony Bank (more on them later). There is no annual fee. Use the Payboo store credit card to pay for purchases at bandh.com, by telephone, at their Manhattan retail store, or at B&H B2B and EDU portals. Note that this is not a general purpose credit card and therefore cannot be used at other retailers.I have preorders in at a few places, but am considering trying with BandH as well. I'd like to use the payboo credit card for that. I have high enough credit to get it, but I have no idea what the starting credit line will be. The A1 is a 6500 dollar camera. What happens if say, they approve me for 5000.It's here! What gear would you add to your kit with the New Payboo® Credit Card? Learn more about the Payboo® Credit Card's exclusive benefits here: http://...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Buy More at B&H including B&H Gift Cards, Car Accessories and Smart Home. Visit B&H for prices, awesome selection and service. Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.May 7, 2019 · In October of 2018, B&H Photo, as a result of the South Dakota vs. Wayfair Supreme Court decision, began collecting sales tax on interstate sales in 22 states. This put it at a disadvantage compared to some of its competitors. As a corrective, B&H is today implementing a give-back program for its customers called "Payboo." When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.) B&H's holiday Payboo promotion offers readers 10% back on numerous Apple products, including the standard 14-inch MacBook Pro. With the Payboo 10% back bonus, you can pick up the M1 Pro 14-inch ...1. John Miller, Credit Cards Moderator. @john_miller. You can get a PIN for your Sony® Credit Card by calling customer service at (866) 281-2504. After you make the request, the issuer will mail you the PIN at the address on file in 7-10 business days. Specialties: At B&H, we specialize in a number of world renowned brands, including Apple, Canon, Nikon, Sony, Fuji, Kodak. Leica, Olympus, Pentax, Samsung, HP, GoPro, Panasonic...DSLR Cameras and many more! Established in 1973. Safe Store Pickup remains available on Sunday from 10am to 6pm, Monday through Thursday from 9am to 8pm, and Friday from 9am to 2pm. All you have to do is place an ...My couple-of-months review: About the same as the old card. Synchrony's card portal was a little more polished, and Comenity is a little more thirsty (I had to unsubscribe from some stupid email messaging) but the basic experience of "go to checkout, select Payboo, tax is instantly covered by card rewards" is the same as before.May 7, 2019 · Shortly after 6 p.m. Pacific, B&H launched the Payboo Credit Card page, with a message reading "you pay the tax, we pay you back."Shoppers in eligible states will receive a reward equivalent to ... Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022. You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Pay your Comenity Credit Card bill — no online account necessary. Credit Card Account Number. ZIP Code or Postal Code. Identification Type. Last Four Digits of SSN. Find My Account.

07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader. . What time does the inside of mcdonald

bandh payboo card review

Feb 3, 2020 · Dec 5, 2021 at 15:00. The Great Joy 60mm T2.9 offers full-frame users an affordable option for 1.33x anamorphic shooting, while the 1.35x adapter can squeeze that to 1.8x, or turn your regular spherical lenses anamorphic for an even more budget-friendly solution. 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ...Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Aug 31, 2023 · Customers can also check out the savings offered with B&H's own Payboo Card, which instantly refunds the equivalent amount of sales tax on orders shipped to qualifying states. Alternatively ... So far, in this Payboo card review we’ve discussed the benefits of the B&H Payboo card and how to get it; now it’s time to understand the hidden terms and caveats of owning one. General Issues For starters, B&H changed the bank that offers its Payboo cards in early 2022 from Synchrony Bank to Comenity.May 7, 2019 · Shortly after 6 p.m. Pacific, B&H launched the Payboo Credit Card page, with a message reading "you pay the tax, we pay you back."Shoppers in eligible states will receive a reward equivalent to ... Make B&H Photo’s Used Department your first stop. From gently used cameras to pre-owned pro gear, we maintain a wide selection of secondhand electronics that can save you loads of cash, whether you want to save on sound systems, smartphones, TVs or video equipment. We know your stuff—and we understand the importance of owning gear you can ... B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ...Using the eGift Card is a safe way to make your purchases at B&H. Each eGift Card is associated with a unique card number along with a personal identification code (PIN). If you experience any issue with using your gift card, please contact our Customer Service department during business hours at 800.221.5743 or 212.239.7765. Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ...The Payboo sales tax refund is best suited for those that plan on paying off the balance quickly, as the current purchase APR for the card is 29.99% for new accounts in January 2022..

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